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香港大學經濟及工商管理學院講師阮穎嫻博士說：「自由市場做生意，該讓他們自行選擇，不該有限額。」
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Credit: Netflix
With lower mortgage rates, monthly payments are smaller, which frees up cash. For example, for a mortgage rate of around 6% compared to 6.85%, the difference in payment on a $600,000 loan is about $310 per month.